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CONSENT FOR ELECTRONIC DISCLOSURES
UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL
COMMERCE ACT
Please read this information carefully and print a
copy and/or retain this information electronically
for future reference.You are submitting a request
for a loan bid, pre-qualification, a loan application,
a real estate referral form, through BayWest Equities
(hereinafter, a "Request"). BayWest Equities can only give you the benefits of our service
by conducting its business through the Internet. In
order to do this, we need you to consent to our giving
you certain disclosures electronically. This document
informs you of your rights when receiving legally
required disclosures, notices and information ("Disclosures")
from BayWest Equities and the banks, lenders or
loan brokers, (we refer to all of these as "Lenders")
or real estate professionals to whom your Request
is submitted. By completing and submitting a Request
through BayWest Equities, you acknowledge receipt
of this document and consent to the electronic delivery
of such Disclosures.
Electronic Communications.
Any Disclosures related to your Request will be provided
to you electronically through BayWest Equities.
However, if you wish to obtain a paper copy of any
of the Disclosures, you may write to BayWest Equities,
Disclosure Request Dept., 8555 Aero Dr, Suite 203,
San Diego, CA 92123
459 Electric Ave Suite J
Bigfork MT 59911
with the details of your
request. Paper copies will be provided to you at
no charge.
Consenting to Do Business Electronically. Before
you decide to do business electronically with BayWest Equities, you should consider
whether you have the
required hardware and software capabilities described
below.
Scope of Consent.
Your consent to receive Disclosures and to do business
electronically, and our agreement to do so, only applies
to this Request. You will receive Disclosures from
BayWest Equities, and you may also receive Disclosures
and other communications from our participating Lenders
or real estate professionals. After your Request is
transmitted to one or more of our participating Lenders
or real estate professionals, and after you decide
to continue to pursue your Request, then you and the
Lender or real estate professional should discuss
how subsequent Disclosures will be delivered.Hardware
and Software Requirements. To access and retain the
Disclosures electronically, you will need to use the
following computer software and hardware: Internet
Explorer 4.0 or above, Netscape Navigator 4.0 or above
or equivalent browser and email software; and hardware
capable of running this software program.
Withdrawing Consent.
Because BayWest Equities will provide the Disclosures
to you instantly, you will not be able to withdraw
your consent to do business electronically with BayWest Equities. However, you may withdraw your consent to
do business electronically with our participating
Lenders or real estate professionals at no cost to
you. You may do so by contacting the Lender or real
estate professional at the mailing address, e-mail
address or telephone number they provide with their
offer. If you decide to withdraw your consent, the
legal validity and enforceability of prior electronic
Disclosures will not be affected.
Changes to Your Contact Information.
You should keep us informed of any change in your
electronic or mailing address. You may contact BayWest Equities by email regarding any such changes. YOUR
ABILITY TO ACCESS DISCLOSURES. BY COMPLETING AND SUBMITTING
YOUR REQUEST, YOU ACKNOWLEDGE THAT YOU CAN ACCESS
THE ELECTRONIC DISCLOSURES IN THE DESIGNATED FORMATS
DESCRIBED ABOVE.CONSENT. BY COMPLETING AND SUBMITTING
YOUR REQUEST, YOU CONSENT TO HAVING ALL DISCLOSURES
PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM
AND TO DOING BUSINESS WITH BayWest Equities ELECTRONICALLY.PLEASE
PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR
RECORDS.
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